CREATIVE FUNDING SOLUTIONS

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Business

Unlock SBA loan opportunities today

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The Best Funding You Qualify For, Guaranteed

Access Your Funding In 3 Simple Steps

Personal Term Loans

You can apply for a personal loan from a bank or other financial institution. If you have a good personal credit score, you may qualify for a loan with favorable terms. Personal loans can be used for any purpose, including starting a business.

Credit Cards

Personal credit cards can be a flexible source of funding for new business expenses. Using credit cards for business financing requires careful management to avoid high interest rates and debt accumulation, but it can be a quick way to access funds. Some entrepreneurs use a mix of personal and business credit cards, especially if the business has not yet established its own credit.

Home Equity Lines of Credit (HELOC)

If you own a home and have equity in it, you might consider a home equity line of credit. This can provide access to a significant amount of money at relatively low interest rates. However, it's important to remember that this type of financing puts your home at risk if you're unable to make payments

Co-signing Loans

If you're unable to qualify for a loan on your own, you might have a partner, family member, or friend with better credit co-sign a loan. This can help you obtain financing that you might not have accessed on your own. However, the co-signer will be equally responsible for the loan, which can affect their credit and financial stability if the business fails to make payments.

Our Guidance

Using personal credit to fund your business can be a viable strategy, especially in the early stages when the business itself might not qualify for loans or other forms of financing. However, it's important to proceed with caution and consider the potential risks to your personal financial situation. Mixing personal and business finances can complicate your financial management and impact your personal credit score if the business encounters financial difficulties. As your business grows, working towards establishing business credit will help you access business-specific financing options and protect your personal finances. We are here to help!

SBA Loan Options

Flexible funding for every need

FastTrack Loan Program

Quick Funding Solutions for Startups

Boost Loan Program

Elevate your business with Funding.

SBA (7) Loan types

Versatile Funding for various needs

SBA 504 Loans

Long-Term financing for Fixed assets.

(Based on Personal Credit)

Funding Options

Most "Business" lenders want to see a minimum of 1 year (some require 2-years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?

Refer to the table to the right breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.

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Empowering your business

Tailored SBA loan solutions

Unlock the potential of your small business with our expertly crafted SBA-backed loan programs. At Ground Up Solutions, we specialize in providing tailored financial options that cater to startups, growth, and refinancing needs. With a focus on flexibility, quick approvals, and funding ranging from $25K to $18M, we are dedicated to helping you navigate the lending process seamlessly.