Business Loans and

Resolving Lines of Credit

Giving you the power to do more

YOUR FUNDING

PARTNERS

We know one size never fits all. That’s why we take a multi-pronged approach to unlocking funds for your business giving you more ways to grow, scale, and succeed. Whether you’re starting a business, investing in real estate, or expanding into new opportunities our strategies put the power of capital in your hands.

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About Us

Dawn Sirois – Fund Manager

I am a seasoned entrepreneur, active and passive investor, and an experienced capital raiser with deep expertise in real estate and financial strategies. As the Founder of Ground Up Solutions, I am committed to empowering business owners to establish strong business credit, enabling them to secure the funding necessary for growth and scalability. I use my knowledge to guide investors toward sound business decisions, maximize returns, and connect them with well-structured, high-potential opportunities.

Mariah Carter – Investor Relations

I am a dynamic entrepreneur, businesswoman, and passive investor with 25 years of experience in corporate America. As the Co-Owner of Ground Up Solutions, I apply my business expertise to help others reclaim their time and achieve financial independence. As a capital raiser, I leverage my extensive network to connect investors with high-return opportunities. My entrepreneurial mindset and dedication to long-term wealth creation fuels my ongoing pursuit of impactful and mutually beneficial ventures.

Why we're different from other lenders

**Business Loans * Resolving Lines of Credit * Interest Only Loans**

Real Estate Loan Products

Fix & flip, ground-up construction, DSCR rentals, and buy & hold financing with competitive terms.

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Business Funding

Flexible business funding solutions to help entrepreneurs and established businesses grow.

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Private Money Investing

Earn consistent returns by investing in secured real estate loans with experienced partners.

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Access

Through our network of vetted lending partners, we provide business owners access to flexible financing solutions designed to support real growth not one-size-fits-all funding.

Experience

Our partners bring decades of experience working with small and mid-sized businesses nationwide and understand how to structure capital based on industry, cash flow, and long-term goals.

Guidance

You’re supported by experienced loan consultants who guide you through the process and help identify the right funding option for your situation.

Stability

By leveraging relationships with state-chartered community banks across the country, we’re able to offer traditional bank-style business loans with larger loan amounts, longer repayment terms, fixed interest rates, and predictable monthly payments.

Confidence

These financing options allow business owners to plan confidently, benefit from tax-deductible interest, and avoid payments that increase as revenue grows.

Strategic Fit

This approach allows us to deliver smarter, more stable funding options especially for established businesses in industries like retail, hospitality, and service-based operations while keeping the process clear, strategic, and aligned with your business goals.

Connector Coaching Program

Learn to connect investors with opportunities and earn referral income in real estate.

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Investment Projects

Partner with us on creative, cash-flowing real estate opportunities that build long-term wealth.

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Residential Assisted Living

Invest in housing solutions that provide care, community, and consistent income in a growing market.

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Loan Program Advantages

Access to loan amounts from $5,000 to $1,500,000
Fixed repayment terms up to 3 years
Fast approvals and fundings in less than a week
Streamlined underwriting process with minimal documentation
Revolving Lines of Credit with Interest-Only Options

Defer up to 50% of the loan’s principal for lower, flexible payments
All loans come with an optional line of credit
Unlimited line of credit draws for up to a year
Unlimited partial principal paydowns for up to a year
Early payoff options are available with no fees or penalties

BANKROLL

ARF’s Ultimate Revolving Line of Credit

Your business is always evolving. Wouldn’t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit – BANKROLL, provides the max loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or draw funds on an unlimited basis!

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IO-BANKROLL

Interest-Only Revolving Line of Credit

Think of it like our Bankroll Revolver on steroids. Our IO-Bankroll Revolving Line of Credit has all the great benefits of Bankroll coupled with an interest-only period of up to 1 year! Clients can enjoy unlimited draws and partial principal paydowns and only pay the interest for up to a year!

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Our Services

Grow Your Business with strategic funding designed to match your goals, Unlock Capital through our 200+ vetted and trusted resources and partners, and Scale with Confidence using creative funding solutions tailored to your needs.

Real Estate Loan Products

Fix & flip, ground-up construction, DSCR rentals, and buy & hold financing with competitive terms.

Learn More

Business Funding

Flexible business funding solutions to help entrepreneurs and established businesses grow.

Learn More

Private Money Investing

Earn consistent returns by investing in secured real estate loans with experienced partners.

Learn More

Business Funding Community

A powerhouse strategy that's been proven to help investors close more deals 100% funded.
Coming soon!

Coming soon

Investment Projects

Partner with us on creative, cash-flowing real estate opportunities that build long-term wealth.
Coming soon!

Coming soon

Residential Assisted Living

Invest in housing solutions that provide care, community, and consistent income in a growing market.
Coming soon!

Coming soon

What We Offer

Flexible financing solutions tailored to real estate investors at every stage, from first-time flippers to seasoned portfolio builders.

Fix & Flip

Perfect for renovation projects with fast turnaround

Up to 95% purchase price

Loan size: $50k - $5M

Fund 100% renovation costs

6-12 month terms

No monthly payments (interest only on funds used)

640 minimum FICO score

Ground Up Construction

Perfect for renovation projects with fast turnaround

Up to 75% LTC (Loan-to-Cost)

100% construction budget funding

12-18 month terms

Loan size: $75k - $5M

Interest-only payments during construction

Experienced construction oversight

DSCR / Rental Loans

Short and long-term rental property financing

Up to 80% LTV

No personal income verification

Based on property cash flow

30-year amortization available

Short-term and long-term rentals

Portfolio lending available

Buy & Hold

Strategic financing for long-term investment properties

Up to 80% LTV

30-year term options

3-5 year initial interest-only

Cash-out refinancing available

Portfolio growth strategies

Competitive long-term rates

SBA Loans

Flexible funding for Small Businesses to scale with confidence.

Loan amounts up to $5 million

Low, fixed, or variable interest rates

Ideal for business acquisition, equipment, or real estate purchase

Partially guaranteed by the U.S. Small Business Administration

Lower down payment requirements than traditional loans

Invest with us today

Request SBA funding

Why Choose Ground Up Solutions ?

As active real estate investors ourselves, we understand what you need to succeed.

Our approach goes beyond traditional lending to true partnership and that's what set's us apart.

Our Expertise

We’re not just lenders we’re investors who know the business inside out. We have Smart financing, Innovative deal structures tailored for you, with Expertise & strong networks that drive result.

Streamlined Process

Financing should be simple. At Ground Up Solutions, we’ve built a fast, efficient process that saves time and keeps you ready to act quickly. In today’s market, speed is an advantage and we make sure you have it.

Our Commitment

Your success is our priority. We stay ahead of trends, apply the latest financing tools, and deliver strategies that help you grow with confidence. At Ground Up Solutions, our commitment is to empower your portfolio and your future.

Our Funded Projects

Check out projects that we funded, real deals, real results, real partnerships that helped investors achieve their goals.

Our Client's Success Stories

Real investors, real results. See how our funding solutions have helped clients achieve their real estate investment goals.

"I was actually a little nervous about this process, but it was really straightforward, simple and fast. I worked with David and he was easy to work with and pleasant. I will definitely Be a repeat customer."

Nikki G.

"Great experience! Informative and helpful definitely recommend. Thank you."

Daniel E.

"This was a great experience. Nate was awesome and very informative. I would highly advise anyone who is looking for a funding company."

Stephen B.

I got approvals for two different 0% Interest Credit Cards totaling $51,500 for 12months. Thanks to Ground Up Solutions, they made it super quick and easy.

Katie O.

"Amazing! They have an incredible amount of investors at their fingertips, and the best financing team in the business!!"

Michael W.

"Dawn and Mariah were very helpful getting me to the closing table with no money out of pocket using their multi-prong approach, saving me thousands of dollars! They were professional and communicated with me every step of the way and answered all my questions."

Keith O.

“I needed funding for my fix n flip and not only did they fund it, they found me 2 lovely PML's, and got me a term loan for the "cash to close"!!! I closed on my property with ZERO out of my pocket!! AMAZING!!"

Theresa G.

“I invested on one of the deals they presented to me, it was a 6 month fix n flip opportunity, the investor was so quick I received my money back TWO months early and was paid for SIX!! Great Investment!”

Beth M.

I was struggling with another company in order to receive business funding. I was almost ready to give up but then I got connected with you and your team who did not judge me or make me feel like it was never going to happen. Your team gave me a step-by-step approach and everyone that I had an interaction with was prompt, professional and genuine to work with. I was able to ask any question without again feeling that I was being stupid or belittled in this process. Your team simplified not only the strategy but also what to do to ensure the best chance for approvals! This was my first successful round and hopefully I will be able to continue to work with you and your team for the long-term. If anyone is looking for a streamlined approach to business and personal funding I highly recommend the team at Ground Up Solutions!

Robert H